The entire plan is in PDF format. Most everyone will have a PDF reader installed on their computer already but if you do not you can use the free program Adobe Reader to view the plans. You can download Adobe Reader HERE. The checkout process for this plan package uses PayPal. You can use major credit or debit cards through PayPal. You do not need a PayPal account. After you purchase the plan you will receive an email receipt from me containing a link to download your plan. Make sure to check your inbox and SPAM filter for the receipt. If you do not receive the email within 10-15 minutes or encounter any problems please contact me.